Mohmed , A. . “Analyzing Barriers to the Adoption of Websites and Mobile Applications in Libya: A Mixed-Methods Study on E-Services, Trust, and Digital Transformation”. Arraid Journal of Science and Technology ( AJST), vol. 2, no. 2, Dec. 2025, pp. 74-83, https://mail.ajst.shomokh.edu.ly/index.php/AJST/article/view/127.